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Legal Document

Payment Security

Effective July 13, 2026
Company
Futura Digital LLC
Company Address
75 E 3rd St, Sheridan, WY 82801, United States
Website
https://luminor.solutions/
Email
info@luminor.solutions

At Luminor Solutions, a Futura Digital LLC brand ("Company," "we," "us," or "our"), we take the security of payments seriously. This page explains, at a high level, how payments are processed and the measures in place to help keep your payment information secure. It should be read together with our Terms of Service, Refund Policy, and Privacy Policy.

01

Accepted Payment Methods

We accept the following payment methods:

  • ACH transfer — electronic bank-to-bank transfer within the United States.
  • Wire transfer — bank transfer for domestic and international payments.
  • Card payment via Stripe — credit and debit card payments processed through our third-party payment processor, Stripe.

We accept only the payment methods listed above. If you have questions about which method is appropriate for your engagement, please contact us.

02

Secure Processing by Third Parties

Card payments are processed by Stripe, an established third-party payment processor. When you make a card payment, your card details are collected and processed directly by the payment processor over an encrypted connection. Bank transfers made by ACH or wire are handled through banking channels.

Third-party payment processors are responsible for the secure handling of the payment data they process and maintain their own security programs. Their handling of your information is governed by their own terms and privacy policies.

03

We Do Not Store Full Card Details

We do not collect or store full payment card numbers on our own systems. Card data is handled by our third-party payment processor. This approach reduces the amount of sensitive payment information that passes through or is retained by us.

04

PCI-Compliant Payment Processing

Card payments are processed through a third-party payment processor that maintains compliance with the Payment Card Industry Data Security Standard (PCI DSS), the security standard that applies to organizations that handle card data. Relying on a PCI-compliant processor means that card transactions are handled in accordance with recognized industry security requirements.

We rely on the compliance and security programs of our payment processor for the handling of card data. This page does not claim that the Company itself holds any particular security certification.

05

Information We Handle

For billing purposes, we may handle limited information such as your billing name, business name, billing address, and details necessary to issue invoices and reconcile payments. For bank transfers, this may include the transfer reference and confirmation details. We handle this information in accordance with our Privacy Policy.

06

Your Role in Keeping Payments Secure

Security is a shared responsibility. We encourage you to:

  • Verify our official payment details directly with us before sending any bank transfer, using the contact details on our Website.
  • Be cautious of any request to change payment details, and confirm any such request with us through a known, trusted channel before acting on it.
  • Contact us promptly if you notice anything unusual about an invoice or payment request that appears to come from us.
07

Questions and Concerns

If you have any questions about how payments are processed, or if you have a concern about a payment or invoice, please contact us using the details below:

Company: Futura Digital LLC

Brand: Luminor Solutions

Company Address: 75 E 3rd St, Sheridan, WY 82801, United States

Website: https://luminor.solutions/

Email: info@luminor.solutions